🟢

Godrej Housing Finance Home Loan

NBFC / HFC

Godrej Housing Finance is a growing HFC integrated with the Godrej Properties ecosystem. It is a natural choice for buyers in Godrej developments.

7.60%

Starting rate

10.50%

Max rate

Up to 0.50% of loan amount

Processing fee

30 yrs

Max tenure

Rates as of 2026-04-16. RBI repo rate 5.25%. Best available new-customer rate across all tracked lenders: 7.15%.

Already have a Godrej Housing Finance home loan?

If your current Godrej Housing Finance rate is above 7.60%, you are paying more than what Godrej Housing Finance is offering new customers today. The gap could be anywhere from 50 to 335 basis points depending on when you took the loan and which benchmark it is on.

Check my overpayment Rate reset letter for Godrej Housing Finance

Products offered

Godrej Home Loan
Godrej Balance Transfer
Godrej Top-Up

Best for: Borrowers buying in Godrej Properties developments where the integrated HFC + developer relationship smooths disbursal.

Strengths and weaknesses

+ Integrated with Godrej Properties projects for seamless financing.

+ Growing HFC with competitive rates at 7.60%.

+ Godrej Group brand trust.

- Relatively new HFC, smaller book size.

- Branch network is limited outside major metros.

Rate reset at Godrej Housing Finance

Godrej Housing processes rate resets through the branch.

Get the rate reset letter template

Balance transfer friction

Low friction

Leaving Godrej Housing Finance for a balance transfer is straightforward. Foreclosure letters are issued within a reasonable timeline and no foreclosure fee applies on floating-rate loans (RBI 2012 circular).

Read the foreclosure charges guide

Godrej Housing Finance home loan at a glance

Lender type	NBFC / HFC
Headquarters	Mumbai
Regulator	NHB (under RBI oversight)
Floating rate range	7.60% to 10.50% (EBLR-linked)
Processing fee	Up to 0.50% of loan amount
Max tenure	30 years
Max loan amount	₹5 Cr+
Prepayment charge	Nil on floating rate
Balance transfer friction	low
Official website	www.godrejhf.com

Data as of 2026-04-16. Rates are for salaried borrowers with CIBIL 750+. Verify with Godrej Housing Finance for profile-specific quotes.

See your exact savings on your Godrej Housing Finance loan.

Three fields. 60 seconds. No calls from banks.

Run a free rate audit