Every home loan lender we track.
23 lenders. Current rates. Honest strengths and weaknesses. Balance transfer friction ratings. Pick any lender to see if you are overpaying.
Rates as of 2026-04-16. RBI repo rate 5.25%. Best available rate: 7.15%.
PSU Banks
0.35% of loan (₹2,000 – ₹10,000)
₹8,500 (max)
0.35% of loan (max ₹15,000)
0.50% of loan (₹1,500 – ₹10,000)
0.50% of loan (max ₹15,000)
0.50% of loan (max ₹10,000)
0.25% of loan (max ₹20,000)
Private Banks
Up to 0.50% of loan amount
0.50% of loan + GST
Up to 1% of loan amount
Up to 2% of loan amount
Up to 1% of loan amount
0.50% of loan (min ₹3,000)
Housing Finance Companies and NBFCs
0.25% – 0.50% of loan
Up to 0.50% of loan
0.50% of loan + GST
Up to 0.50% of loan amount
0.50% of loan + GST
Up to 0.50% of loan amount
Up to 0.50% of loan amount
1% of loan amount
1% of loan amount
Minimal (app-disclosed at sanction)